For one couple, achieving financial security while maintaining their lifestyle was more than just a dream—it became a reality thanks to strategic property investment. This case study explores their journey, guided by inSynergy Property Wealth Advisory. From modest beginnings to a thriving property portfolio, their story exemplifies the impact of expert advice and data-backed strategies to invest in high-growth and emerging markets across Australia.
Background
When this determined couple first partnered with inSynergy, they had a clear goal: to secure their financial future and build a resilient property portfolio that would deliver stability and flexibility, allowing them to enjoy life now and plan confidently for the next phase. Their journey highlights essential milestones that showcase the value of professional guidance and meticulous planning at every step.
Property Investments
Property 1: Brisbane, QLD
- Type: 4 Bed, 2 Bath, 2 Car House
- Purchase Date: November 2019
- Initial Investment: $763,990
- Current Valuation: $1,145,000
The couple’s first property in Brisbane marked a significant milestone. Purchased in 2019, this four-bedroom house quickly appreciated, with an initial investment of $763,990 now valued at $1,145,000. This success demonstrated the growth potential of well-chosen property investments.
Property 2: Brisbane, QLD
- Type: 4 Bed, 2 Bath, 2 Car House
- Purchase Date: June 2021
- Initial Investment: $717,120
- Current Valuation: $1,024,000
Their second Brisbane property has mirrored the success of the first. Purchased for $717,120, it has appreciated to over $1 million, adding significantly to their equity and providing a solid foundation for future growth.
Property 3: Adelaide, SA
- Type: 2 Bed, 2 Bath, 1 Car Townhouse
- Purchase Date: December 2021
- Initial Investment: $599,990
- Current Valuation: $837,000
Encouraged by their Brisbane investments, the couple turned to Adelaide in December 2021, purchasing a townhouse in a lifestyle location. Selected with guidance from inSynergy’s data-driven market analysis, this property in a growing market demonstrated their confidence in their wealth planner’s expertise.
Property 4: Sunshine Coast, QLD
- Type: 4 Bed, 2 Bath, 2 Car Townhouse
- Purchase Date: October 2022
- Initial Investment: $950,000
- Current Valuation: $1,063,000
For their fourth purchase, the couple returned to the QLD property market, acquiring a townhouse in a desirable lifestyle location. This purchase underscores their financial stability and the confidence they gained from their earlier successes.
Property 5: Brisbane, QLD
- Type: 3 Bed, 3 Bath, 2 Car Apartment
- Purchase Date: October 2022
- Initial Investment: $1,150,000
- Current Valuation: N/A – Off the plan
Most recently, the couple has returned to the Brisbane property market with an off-the-plan apartment purchase. The decision to invest in an off-the-plan property was based on predictions of future growth and a desire to diversify their investments across different property types and markets.
The Role of inSynergy Advisory
The exceptional growth in the couple’s property portfolio is not just a matter of good fortune but the result of diligent planning and expert advice. inSynergy played a pivotal role in their journey, providing tailored strategies and insights that allowed the couple to make informed decisions.
- Comprehensive Planning: their property wealth planner took the time to understand the couple’s financial goals and risk tolerance. This personalised approach ensured that each investment aligned with their long-term goals.
- Market Analysis: by leveraging in-depth market analysis, high-growth areas and optimal property types were identified, maximising the couple’s returns.
- Financial Structuring: Expert advice on financial structuring and leveraging equity enabled the couple to expand their portfolio without overextending themselves.
- Ongoing Support: Continuous support and guidance have been crucial, particularly with the recent off-the-plan purchase.
Results and Future Outlook
In less than six years, the couple’s strategic property investments have resulted in an incredible equity increase of $1,037,900, with their initial invested savings and positive cashflow, their total equity position now exceeds over $1,400,000. This rapid growth far exceeds what they could have achieved through traditional savings, highlighting the power of strategic property investment.
Their portfolio is not only impressive in terms of equity but also cash flow positive, providing a stable and growing income stream. This financial security has given them the confidence to continue investing throughout life’s challenges.
Looking ahead, the couple plans to further diversify their portfolio and explore new markets, with inSynergy’s guidance ensuring they stay on a path to continued success.
Client Testimonial:
“In short, we began working together in 2018 and forecast that I would have $3.6m of property by 2024 and a net position of $1.4m. I now have $4.07m of property and a net position of $1.4m. Kudos on getting the crystal ball working back then!”
Couple, Sydney, NSW